How to create a bare-bones budget when you’re in debt

Freedom Debt Relief reports a bare-bones budget focuses on essential expenses, helping you cut non-essentials and allocate ...

Here's how much debt forgiveness could lower a $20,000 credit card debt this October

Debt forgiveness through settlement can potentially cut a $20,000 credit card balance by $6,000 to $10,000 or more, making it ...

Here's how much debt forgiveness could lower a $75,000 debt now

Credit card debt forgiveness through settlement can dramatically reduce a $75,000 balance, sometimes by tens of thousands of ...

Nearly Half Of Americans Stress About Debt Daily: Here’s How Debt Management Programs Can Help In 2025

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company ...

Need to Put $5K on a Credit Card? Do This Instead

A fairly common starting minimum payment for a $5,000 charge is $100 (2%). If you pay $100 a month and don't add to your ...

How to get out of debt you can't afford

Total household debt reached $18.39 trillion in the second quarter of 2025, with credit card balances alone topping $1.21 trillion. Average interest rates on those balances are now over 21%, making ...

My wife and I can now afford to pay off our $483K mortgage — but should we? What to weigh before killing your loan

Parking all that money in the house comes at the cost of lost flexibility. Once paid in, it’s not liquid. Yes, you can access ...

6 Mistakes That Make Your Credit Card Debt Cost More

Making the minimum payment on your credit card is technically OK. You've paid on time and avoided a late fee, which is good ...