If you’ve owned your home for a while, you might be curious how much home equity you have. And perhaps more importantly, if you can tap into that equity and get some cash to pay for expenses. This is ...

If you’re thinking about buying a property in a rural part of the United States, my USDA loan calculator could help you determine eligibility. Aside from estimating your full monthly payment, ...

You’ve probably heard that mortgage rates hit a new 2026 high. That’s true. The 30-year fixed climbed to 6.89%, per the latest daily rate update from Mortgage News Daily. It is indeed the highest ...

My debt-to-income calculator might be the most important calculator you use during the home buying process. Why? Because the number one reason mortgages are declined is because of a debt-to-income ...

If you’re thinking about buying a home (or already in escrow), you might be wondering how much it’ll set you back. There are a lot of hands involved in a real estate transaction beyond just the buyer ...

Mortgage rate Q&A: “Can you get a 4% mortgage rate?” This seems to come up a lot now that mortgage rates are no longer on… Read More »Can You Get a 4% Mortgage Rate Still?

One interesting aspect of the home loan process is the sheer number of individuals you’ll work with along the way. You don’t just speak to a salesperson and call it a day. Lots of people are involved ...

Mortgage rates aren’t so low these days. In fact, they’ve basically doubled since early 2022. While this clearly isn’t great news for aspiring home buyers or those looking to refinance, it has opened ...

As the name implies, “prepaid interest” is money you owe to a bank or mortgage lender that is paid in advance of when it is actually due. In terms of why it needs to be paid before the due date, there ...

A new battle, or perhaps war, is underway for control of real estate listing data. Depending on who you ask, it’s about the consumer. Mostly the home seller, who logically benefits from maximum ...

If you’re thinking about buying a home, or refinancing an existing home loan, mortgage rates are likely top of mind. As you may or may not know, mortgage rates can change daily based on market ...

If you have ever purchased a home and applied for a mortgage, you’ve likely come across the term “escrow.” Contrary to Portlandia’s definition, the “the Egyptian god of waiting 30 days,” escrow refers ...