The rate on a 30-year fixed refinance increased today. The current 30-year, fixed-rate mortgage refinance rate is averaging 7.12%, according to Curinos, while 15-year, fixed-rate refinance mortgages average of 6.

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Mortgage rates dipped again last week, causing a 27% rise in mortgage refinance applications. Editor-in-Chief at Investopedia Caleb Silver explains why mortgage rates are lowering.

Meanwhile, the states with the highest Wednesday refinance rates were Kentucky, Hawaii, Maryland, Arizona, and Washington, D.C.. The range of 30-year refi averages for these state

The current mortgage rate on a 30-year fixed mortgage fell by 0.03 percentage point in the last week to 7.05%, according to Curinos. Meanwhile, the APR on a 15-year fixed mortgage dropped 0.05 percentage point during the same period to 6.

Freddie Mac’s benchmark rate for a 30-year mortgage averaged 6.60% for the week ending December 12. It’s the third consecutive week the rate has decreased.