A bump-up CD allows you to boost your APY when interest rates rise without having to change any of its other terms.

Mon, October 27, 2025 at 8:20 PM UTC A bump-up certificate of deposit (CD) is a type of CD that allows you to increase your interest rate at least once during the term if rates rise. Unlike ...

If you open a bump-up CD, you can request a rate change before the term ends. Bump-up CDs may have limitations on how many rate changes you can request or when they can occur. A bump-up CD might be a ...

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Citibank has the most to offer among the four biggest U.S. banks, but rates aren’t competitive with online bank CDs. This page includes information about these cards, currently unavailable on ...

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State Farm certificates of deposit issued through U.S. Bank offer a wide range of terms and an affordable minimum deposit. The so-called special CDs offer competitive yields, but outside of those ...

A bump-up CD allows you to increase your interest rate one or more times during the CD’s term if rates rise, typically on 2-3 year terms. Bump-up CDs typically start with APYs that are 0.10-0.25 ...