Let’s say a couple retires at 63 with $2 million in a traditional 401(k) and has no RMDs for a decade. Their taxable income ...

There’s a time-sensitive tax planning opportunity that most Americans are missing. The Tax Cuts and Jobs Act of 2017 ...

When it comes to managing retirement income, taxes can be one of your biggest – and most overlooked – expenses. Many retirees wonder whether converting their savings to a Roth IRA can help satisfy ...

Converting 401(k) savings to a Roth IRA can free you from having to take mandatory withdrawals at age 73 and beyond. Because ...

Forbes contributors publish independent expert analyses and insights. I write about investing, retirement, & workplace savings plans. A common theme across personal finance literature is that the end ...

For many people in that situation, Roth conversions are the solution. Simply move funds out of a traditional retirement ...

Roth conversions and strategic withdrawals can minimize the impact RMDs can have on your taxes.

Required minimum distributions (RMDs) can cause a tax headache. If you don't need the money, you may want to leave your savings alone. One lesser-known rule may help some savers avoid RMDs in certain ...

You've spent decades building your investment portfolio. You've watched markets rise and fall. You've rebalanced, diversified, and stayed the course. And now, as retirement approaches — or is already ...

Roth IRA conversions done without attention to Medicare income thresholds can trigger surcharges of $2,000 to $8,000 or more annually on Part B and Part D premiums — but careful sizing and timing can ...

While the 2026 tax filing season may not yet be on most clients’ radar just yet, now is the time to start considering tax issues that will be relevant in the early months of 2026. In fact, some tax ...