Credit counselors say North Texas families in financial distress often turn to emergency loans, including payday and title loans, only to find that short-term lenders are often unwilling to help them ...

People often use payday loans to cover everyday expenses in between pay cheques, but it can quickly become a “vicious cycle.” ...

Two New York bills would rein in payday lenders. The Stop Taking Our Pay Act would ensure loans from such lenders abide by the state’s 25% interest rate cap but since the companies do not specifically ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...