Weigh the pros and cons to decide if debt consolidation is right for your situation.

Why SoFi, LightStream, Discover and more make our best debt consolidation loan list.

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

These consolidation loan alternatives can help you simplify your payments without adding to your debt.

*Rates and APRs are subject to change. All information provided here is accurate as of June 25, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...

If you’re juggling multiple credit card bills every month, a personal loan could be the reset button you need. By rolling ...

(InvestigateTV) — Debt consolidation can be a powerful tool to help simplify your finances – combining multiple debts into a single payment, often at a lower interest rate. Cherry Dale, the vice ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's where two common strategies come in: debt consolidation and debt ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. With the average American household with ...

Fixed monthly costs, lower rates and simplified repayment are potential benefits of debt consolidation Written By Written by Loans Deputy Editor, Buy Side Jessica Ullrich is Deputy Editor at Buy Side, ...