Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

ATLANTA, Nov. 5, 2025 /PRNewswire/ -- Equifax® (NYSE: EFX) has released its Market Pulse Third Quarter U.S. Consumer Credit Trends, which includes U.S. national consumer credit data and trends through ...

LOS ANGELES, CA, UNITED STATES, January 29, 2026 /EINPresswire.com/ — The Consumer Financial Protection Bureau (CFPB) has announced its annual inflation adjustment ...

The Uniform Consumer Credit Code (UCCC) governs consumer credit transactions to protect individuals from fraud and unfair ...