Some providers like Universal Credit, Upgrade and LendingClub might lend to borrowers with fair credit, but borrowing costs might be higher ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Why SoFi, LightStream, Discover and more make our best debt consolidation loan list.

Upgrade personal loans are a good fit for borrowers looking to consolidate debt or fund a large expense, like a home improvement project. Upgrade may have looser credit requirements than similar ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

*Rates and APRs are subject to change. All information provided here is accurate as of June 25, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...

SPONSORED CONTENT is content paid for by a partner. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Money Research Collective’s editorial team ...

See if you qualify to lower your monthly payments, reduce multiple payments into 1 and become debt free in 24-48 months. Debt can be difficult to manage. When multiple bills come in each month with ...

A debt consolidation loan is a type of personal loan that's used to pay off existing debt. Ideally, the interest rate on the personal loan is lower than the rate you pay on current debt. Nearly all ...

You can get a debt consolidation loan from an online lender, even if you have bad credit. Compare loan offers to find the best rate. This page includes information about these cards, currently ...