The right time to refinance depends on your financial situation and goals Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side staff editor specializing in loans.

When financing a new or used vehicle, making a down payment is a wise move. Putting money toward your loan up front helps build equity more quickly and results in less interest and lower payments.

Car payments can eat up a huge chunk of your monthly budget. According to Experian’s State of the Automotive Market report in late 2024, the average new car payment has ballooned to $737. Read Next: 4 ...

It’s possible to buy a car with zero down payment, but weigh the pros and cons. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

Making a sizable down payment on your vehicle can decrease the amount you need to borrow, your monthly payment and help you secure a better rate. It’s wise to aim for a down payment of at least 10 ...

Discover no or low credit financing. Explore how to secure car financing, types of car financing options, and effective ...

If you’ve missed a payment on your car loan, don’t panic — but do act fast. Your payment can be marked delinquent on your credit report starting 30 days after it was due. That hurts your credit score, ...

If you don’t pay your car loan, your car may be repossessed Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and ...

With car loan debt at a new high, a report shows the impact as Americans struggle to make their auto payments: a large increase this year in the number of borrowers who are in delinquency. Auto loan ...

Weigh the pros and cons of paying off your auto loan early and consider your financial situation. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Student-loan forbearance offered many borrowers relief - but the resumption of payments is putting an additional strain on those with car loans Since federal student-loan repayment resumed, ...

(iSeeCars) — The average new car costs $43,528, while the average one-to-five-year-old used car costs $34,291 according to the latest iSeeCars data. While used cars are significantly cheaper than new ...