Edmunds data shows new-car loan rates have been falling, but higher vehicle prices are pushing monthly payments higher.

In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever recorded.

“We don’t have $300 monthly payments any longer in new vehicles. It’s a thing of the past.” ...

Edmunds reports record monthly car payments in Q4 2025: over 20 percent of new-car buyers pay $1,000+, with 84-month loans becoming commonplace.

Car loans are getting longer as prices and interest rates rise. Lower monthly payments may look appealing, but longer terms ...

While car prices and interest rates are on a downward slope, auto loan payments are still relatively high, according to a recent Experian study of its consumer credit database. Though the value of ...

Auto loans can be a huge expense — the average American with a new car paid $748 per month, while the owner of a used car ...

Across the country, shoppers walking into showrooms are discovering that the sticker price is only […] ...

Refinancing your auto loan can save you money in interest and reduce your monthly payment, but there are risks, including becoming upside-down on your car loan Written By Written by Staff Loan Writer, ...

Consider strategies like refinancing, selling your car and asking your lender for flexibility when trying to reduce your car payment Written By Written by Staff Loans Writer, Buy Side Emily Sherman is ...

A blue car on top of a stack of money and coins. If you’re in the market for a car in 2024, you’ll have plenty to choose from at a dealership near you—something that couldn’t be taken for granted just ...