JPMorgan Chase is talking to Apple about taking over the tech giant’s credit card program, according to an exclusive report in The Wall Street Journal. A deal of this size wouldn’t just impact the two companies at the heart of the agreement, it could leave JPMorgan Chase’s competitors at a disadvantage.

New reports suggest that JPMorgan Chase might be the new issuer of the Apple Card as Goldman Sachs walks away from its partnership with Apple.

JPMorgan Chase is in advanced talks to take over Apple's credit card program from Goldman Sachs , the Wall Street Journal reported on Tuesday, citing people familiar with the matter.